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One Time Close Construction Loans
Interested in a One-Time-Close ("OTC") Construction Loan? Click the link below to learn more!
Lender Builder Academy
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Texas A6 Home Equity Loans
Cash-Out Up to 80% of your Texas Homestead!

Specializing in Construction and Renovation Loans

Loan Programs

Manufactured Homes
Offered in a variety of styles, sizes and layouts, Manufactured Homes tend to be more affordable when compared to traditional stick-built homes, opening up your home buying options.
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Renovation Loans
Whether you're bored with your abode or want to increase its value with home improvements, remodeling can not only renew your nest interest, it can also make every one of your rooms more functional.
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Jumbo Loans
The Jumbo Loan Program offers multiple options for those looking to finance higher-value properties with agreeable terms.
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One-Time Close Construction
For manufactured, modular, and stick-built properties: finance the construction, lot purchase, and permanent mortgage all with a single loan. No re-qualification. No second appraisal.
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USDA Loans
Looking to make minor repairs before purchasing or refinancing a home in a rural area?
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High Loan-to-Value Refinance
The Fannie Mae High Loan-to-Value Refinance Option allows homeowners with high loan-to-value (LTV) ratios to refinance when their LTV exceeds the maximum value for standard loans.
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VA Loans
This program allows service members, veterans, and eligible spouses to buy a fixer-upper and make improvements, or to refinance a home they already own and receive funds for renovations.
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Downpayment Assistance
This nearly nationwide* program is designed to provide down payment assistance equal to 2% of the purchase price to a wide variety of eligible borrowers.
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For REALTORS®
For buyers who had to forgo homeownership because of financial challenges. Now you could have a solution to offer them!
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For Builders
One-Time Close for Builders — Reach More Customers!
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The Latest News

September 23, 2019
What’s Ahead For Mortgage Rates This Week – September 23rd, 2019
Last week's economic reports included readings from the National Association of Home Builders on housing market conditions, Commerce Department reports on Housing starts and building permits issued and the National Association of Realtors(R) report on sales of previously owned homes.
September 20, 2019
How To Crowdfund A Renovation Project
Crowdfunding came into prominence with the Jumpstart Our Business Startups (JOBS) Act that President Obama signed into law during 2012 and subsequent enhancements. The JOBS Act made it easier for startups to raise money and for the first time allowed the legal ability to advertise the investments and accept small investors.
September 19, 2019
Fed Policymakers Cut Key Rate Range by .25 Percent
The Federal Reserve's Federal Open Market Committee reduced its key short-term interest rate range one-quarter percent to 1.75 to 2.00 percent during it's September meeting. While FOMC members had mixed opinions on reducing the benchmark rate range for short term loans, the post-meeting statement suggested that reducing the federal funds rate was a hedge against inflation. The federal funds rate impacts short-term consumer loan rates for autos and adjustable rate mortgages, but does not impact fixed mortgage rates. FOMC monetary policy decisions are governed by the Federal Reserve's dual mandate of maintaining price stability and an inflation rate of 2.00 percent.

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Christopher Marshall

Phone: 210-646-1214
NMLS 359123

19702 Bella Loma #1303
San Antonio, TX 78256