Get in Touch! 210-646-1214

For Builders


• Lower Down Payment: Clients can qualify with a little as 3.5% down for FHA, 0% for VA and USDA One-time Close
• PMI automatically terminates at 78% LTV (Conventional OTC only)
• Everything is Inclusive: Finance the home, lot, and any needed site improvements in one loan closing
• No Worries of Change Orders: Details are secured and cannot be changed
• Add More Volume: Reach more customers with lower down payment
• Generally no re-qualifying on FHA/VA/USDA: Do not worry about client needing to qualify for a second loan

• Max loan-to-value (LTV) 96.5% through FHA; 100% through VA and USDA; 90% through Conventional (97% when eligible CHOICEHome property is combined with Home Possible or HomeOne program(s)
• FHA/VA/USDA: minimum qualifying credit score 620; Conventional: minimum qualifying credit score 700 up to 80% LTV; 720 above 80% LTV
• FHA/VA/USDA: 15 and 30 year fully amortizing fixed Conventional: 15, 20, or 30-year fixed; super conforming mortgages (in designated high-cost areas)
• 1 unit single family residences, doublewide, and triplewide manufactured homes, site-built homes and modular homes permitted
• Ask me about the No Draw Option

Interested in learning more about this program? Contact us via the form below!

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